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Everything posted by superman

  1. Thread Al-3rabi

    answer questions regarding grammer or pronounciation
  2. Thread Al-3rabi

    Ahlan wa sahlan bikum, Hadha thread al-3rabi li Talibaan allughati al3rab. Hadha thread li musaa3idati wa ureedu an atakalam bi-lughati al-3rab. Li taaliban jadeedan wa qadeeman.
  3. Thread Al-3rabi

    who wants to set up a skype group
  4. Is insurance a scam?

    I understand that insurance makes sense - you pay $1000/year and all your assets (potentially worth 100,000s of dollars) are protected. But the whole business model depends on most people never needing to make a claim. Could you not argue that instead of paying an insurance company the vast majority of people are better off putting that money aside in a savings account or something. Of course there will be a couple of people who are totally screwed over when they can't repair their house - but most people end up better off without insurance
  5. Cubster's Eating Records

    I saw a program yday Wer they said even if u go over caloric intake by 100 calories daily it adds up over a month Wer ull gain about 1 kg. 100 calories is a biscuit or packet of crisps. If u go slightly below Ur daily energy requirements then the opposite happens over time. Basically there's not neccesarily much difference in diet between losing and gaining weight.
  6. Random Islamic Questions

    Lol it's a rumor I heard that fruit has trace alcohol. Also apparently you can drink alcohol as long as Ur not intoxicated
  7. Random Islamic Questions

    say good bye to apples, oranges, pears .. etc and maybe even coke and pepsi
  8. just ran for 25 minutes, 1st time ever in my life, cudnt even run 60 secs in September lmao

    1. Breeze


      I'm the same. Will have to build up stamina 

    2. cubster


      Just thinking about running makes me tired :P

    3. Mo-


      Well done!

  9. Cubster's Eating Records

    I'm overweight despite watching what I eat. Unfortunately for people with genes like ours we have to walk atleast 3 miles everyday
  10. The Investments Thread

    If I go in a business venture 48% to 52% with some other guy what's to stop him from diluting my shares to 10% while he retains 90% of the company.
  11. Which type of birth is better for women?

    y r u worrying about this ur not even married lol
  12. Cubster's Eating Records

    strength exercises (such as for abs) have more advantages than just making you look healthy
  13. Cubster's Eating Records

    if you have the time I would also recommend doing some form of cardio throughout the week. To get you started, the Couch 2 5k podcasts are really good.
  14. Economics as Religion

    As I mentioned I've been listening to Thomas Sowell Basic Economics and this is the impression that book gives me (attached in image) As far as economics being a religion - I dunno, a lot of the stuff he says actually makes a lot of sense. There is a lot of logical thinking involved and it doesn't sound like pseudoscience. (Black circle should be renamed "Useful Goods". One thing Sowell says is that a lot of resources can be wasted in producing unneeded items. In capitalism this unnecessary production of goods results in losses.
  15. Communism can work very well and is an excellent system... just not for humans. Communism is the system enlisted by colonies of bees or ants in order to make their hives operate at great efficiency, and I think it works really well for them. Every bee just gets on with the specialisation nature intended for it. People on the other hand are ambitious and have self interests. I don't really think communism could ever work out for people like it does for other animals.
  16. the issue here is that it becomes somewhat arbitrary what can and can't be under government control. For instance do we put healthcare under government control like we do with security (ie police). Also you would need some level of taxation for the govt to fund roads, army etc what role does the govt play in a free market economy? And are they part of the economy or in charge of it?
  17. How does policing work in a free market economy. Surely the rise of private security companies is a bad idea?
  18. v good point about university. The problem with free market education is that wealthier people have greater access to it. There is then a danger that those who are less well off will be left in the dust when it comes to competing in the market place. (The son of a successful CEO may get the best education in the world in becoming a CEO just by talking to his dad. This will give him a large lead when it comes to competing for CEO positions)
  19. Also, as you said, with the internet education has become free. There is no longer any need to seek it from an institution. As a uni student I attended very few lectures and got most of the knowledge to pass exams from text books. Surely universities could offer fully fledged degrees online rather cheaply to a lot of students (and make a lot of money in the process?).
  20. With shortages come higher salaries. Surely a shortage would self regulate and wouldn't need government intervention?
  21. At the end of the day I feel as if there are far fewer uni places then students so they can all afford to charge 9k. They all charge 9k because everyone can afford 9k thanks to the SLC. The SLC is basically a 0 risk loan for the student meaning that they can do any subject they wish. Obviously, this leads to price inflation, Unis realise that even when charging the maximum (9k) they will ALWAYS find students. However imagine if there was no SLC, then no one would be able to afford the massive fees except rich students. By charging rich students extortionate prices perhaps unis would be able to eventually increase the supply of education, lowering prices? Not only that but perhaps prices would come down naturally as Unis don't want to miss out on the massive customer base (poor/middle class students) Furthermore, resources won't be wasted on degrees with zero ROI (mickey mouse degrees) and instead those resources will go into funding STEM subjects (again increasing the supply of these subjects). As a result of a free market system, less people will have degrees but the value of a degree will go up. Infact, MSc degrees (in Physics anyway) can be as low as 5.5k. This is lower than the 9k charged per annum for undergraduate degrees. Furthermore the MSc runs from September to September, whereas the 9k in a undergrad degree only takes you from September to June. MSc degrees do seem to face some kind of pricing regulation but I don't think it is to the same degree experienced by BSc degrees.
  22. But in the absence of min wage can you guarantee that free market competition will regulate hourly wages so that people won't have to live in poverty? For instance, what about south Asians working slave rates in Dubai?
  23. Thread Al-3rabi

    Those answers are terrible
  24. Thread Al-3rabi

    you can say this about any religion!!